Split it fairly

Record the payer and participants for each expense. Turn several advances into a clear settlement list.

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Split each expense among its participants

Record one payer and the people sharing each expense. A payer may cover a bill without participating in that expense.

Amounts use integer minor units. Remaining cents go in participant-list order; paid amounts, shares and balances are then totalled.

Good to know

  • Use one currency for the entire ledger. There is no currency conversion and no money is transferred.
  • Settlements net debts between people, but do not claim the mathematically fewest transfers. Check names and expenses before copying.